Updated September 8, 2026
Fidelity vs Charles Schwab
Fidelity
92.0Exceptional
The most complete brokerage for long-term investors.
Charles Schwab
90.6Exceptional
Broadest service model, strongest for hands-on help.
Winner
Fidelity
Fidelity edges ahead on cash handling and zero-expense index funds. Schwab is the better choice if you want branches and human advice alongside the account.
Visit FidelitySide by side
Score comparison
| Factor | Fidelity | Charles Schwab |
|---|---|---|
| TRI Score | 92.0 | 90.6 |
| Capability 30% | 93 | 92 |
| Value 20% | 96 | 90 |
| Ease of Use 15% | 88 | 89 |
| Reliability 15% | 94 | 94 |
| Professional Utility 10% | 90 | 90 |
| Momentum 10% | 84 | 82 |
| Starting price | $0 | $0 |
| Free plan | Yes | Yes |
| Best for | Long-term index investors | Investors who want branch or advisor access |
Where it ranks
Fidelity
Where it ranks